Intro: Stewarding Your Money Biblically Starts With Integrity
Many of us pray for financial blessings to fulfill our dreams, desires, or comfort. But if we have unpaid debts, then our money isn’t ours to enjoy—it belongs to those we owe. Ignoring our obligations can become a spiritual snare. Yet the Bible shows that God is both willing and able to help us pay back what we owe if we trust Him and act with integrity. Stewarding your money biblically means recognizing that financial faithfulness includes repaying what we owe.
1. Stewardship Means Paying Debts as a Spiritual Duty
Proverbs 3:27 says, “Withhold not good from them to whom it is due, when it is in the power of thine hand to do it.” When we borrow and fail to repay, we are withholding what belongs to someone else. Psalm 37:21 warns, “The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.” According to Scripture, failing to repay a debt is not merely a financial mistake—it is a moral failure. Stewarding your money biblically means making repayment a priority, even when it is difficult.
2. Poor Stewardship: Unpaid Debts Are Like Stealing
Borrowing and not repaying isn’t just careless—it’s theft. Romans 13:8 is clear: “Owe no man any thing, but to love one another.” God does not forbid borrowing, but He does expect repayment. When we promise to pay and do not, we violate the Ninth Commandment by bearing false witness. Stewarding your money biblically requires integrity in financial promises.
3. Biblical Stewardship Frees Us from Avoidance Ruts
When debt weighs us down, it can feel hopeless. But avoidance is not the answer. Proverbs 22:7 reminds us, “The borrower is servant to the lender.” That sense of bondage can chain our minds and paralyze our actions. However, repentance and obedience can open the door to God’s help. By stewarding your money biblically, you break free from financial fear and avoidance.
4. God Helps Faithful Stewards in Financial Bondage
Psalm 50:15 says, “Call upon me in the day of trouble: I will deliver thee, and thou shalt glorify me.” If you feel trapped in debt, cry out to God. He is not just a provider of material needs, but a deliverer from every form of bondage, including financial slavery. Stewarding your money biblically means believing that God honors those who seek His help while walking in obedience.
5. Stewardship Requires Trusting God and Taking Honest Action
Faith is not passive. James 2:17 reminds us, “Even so faith, if it hath not works, is dead, being alone.” Begin by acknowledging the debt, making a plan, and communicating with your creditors. As you walk in integrity, God will bless your efforts. 2 Kings 4 tells of a widow in debt whose obedience and faith led to a miraculous provision. God filled her jars with oil until she had enough to pay her creditors and live on the rest (2 Kings 4:1–7). Stewarding your money biblically involves combining prayer with personal responsibility.
6. Making Restitution Is Wise Financial Stewardship
Luke 19:8 tells how Zacchaeus, upon encountering Jesus, declared, “If I have taken any thing from any man by false accusation, I restore him fourfold.” Jesus responded with joy, saying salvation had come to Zacchaeus’ house. Restitution is not just about finances—it’s about aligning our hearts with God’s justice and mercy. Stewarding your money biblically means doing what is right to restore what is owed.
7. Honest Stewardship Brings Blessing and Favor
Proverbs 28:20 says, “A faithful man shall abound with blessings.” When we take responsibility and trust God, we open ourselves up to His favor. Instead of scheming, we sow righteousness. Instead of worrying, we worship. When you commit to stewarding your money biblically, you walk a path that invites both peace and provision.
Final Encouragement: God Honors Biblical Stewardship
Your financial story doesn’t have to end in shame or hiding. The God who split the Red Sea and fed thousands can surely help you repay your debts. Ask Him, trust Him, and take the next right step. And remember: paying what you owe is not just about credit scores—it’s about honoring God and blessing others. Stewarding your money biblically is a form of worship that echoes into eternity.
Related Scriptures to Reflect On:
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